Buy Before You Sell

Powered by

Get Approved

For such an important life event,
Buy Before You Sell makes it easy

Buy your new home before selling your old one.

Move one time and avoid paying for temporary housing.

Skip the hassle of showing your home while you, your family or pets are still living in it.

How it works

Maria Hoffman

Real Estate Agent with Tampa Home Group at Keller Williams Realty New Tampa

What makes us

Unlock Equity

Unlock up to $2 million dollars in equity from your current home to cover your down payment, moving, closing costs, repairs and more. It’s your choice!

Make a competitive offer

We'll remove your home sale contingencyso you can make a competitive offer and save money — as sellers often value certainty over nabbing top dollar.

Sell for up to 10% more

After you move, list your current home unoccupied and potentially staged, which can lead to a higher selling price.

A three-step process that
puts you in control


Apply in minutes with no commitment

Find out if your property is a good fit for the program and get your equity unlock amount approved in 24 hours or less. No cost or commitment required.

Get Approved


Buy your dream home

Once you're approved, you'll have access to a portion of your equity in your current home. You’ll be able to submit a competitive offer with no home sale contingency at any time — regardless of how long it takes to find your dream home.

Find out how much equity we can unlock for you.


Sell with peace of mind

After you move into your new home, we will list your unoccupied home on the market to attract the strongest offer possible. You'll receive the remainder of your equity after the home sells.


It’s free to get started and see how much equity you can unlock. If you decide to transact using the program, the fee is:

1.7% of your home sale if you use HomeLight’s lending and closing services.

2.4% of your home sale if you choose to use an outside lender and closing company.

Thanks to the structure of the program, you might be able to save up to 1-3% of the purchase of your new home with a non-contingent offer, and sell your existing home for up to 10% more³ by listing it unoccupied and potentially staged. Click here to see a full breakdown of the cost and benefits of the program.

The amount of equity you can unlock is determined using HomeLight’s proprietary algorithm, which takes into consideration an estimation of the home’s value, current market conditions, projected market risk, borrower financials, outstanding loans, and more. You’ll be able to unlock a portion of the overall equity you have in your home upfront, prior to selling the home — and will receive the remainder of your equity after the home sells, less program fees.

You can use your Equity Unlock Amount for more than a down payment on your new home. You can also use it for:

Moving expenses

Closing expenses

Property repair

And more

Not a problem! We consider all properties for the program regardless of days on the market. However, the total number of listed days can affect your Equity Unlock Amount based on the risk profile of the property.

I will work closely with you to sell your home. If your home does not sell within 90 days, HomeLight will buy it and work with me to list and sell it. You'll receive any profit from the sale, after deducting HomeLight's incurred costs.

There is no catch! You are paying to use the program but the savings and gains created can outweigh the cost of the program.


“ We not only had the advantage of moving into our new home before listing our old home, but also were able to sell for more than expected.

Hunter W. and Angela B.

Sunland, California

Sold their home for $159,000 over asking price

Equity Unlock Calculator

Estimate how much equity we can unlock from your current home

What is your current home address?

Unit / Apt / Suite


How much is your home worth?

What is your Mortgage Balance?



Email Address

Please note that fees are subject to change and may vary based on market conditions. Minimums may apply.

HomeLight has an A+ rating with the Better Business Bureau


A home sale contingency is when a buyer's offer is dependent on selling their current home first. Sellers often dislike offers with home sale contingencies because they introduce uncertainty and potential delays into the selling process.


Fees subject to change; minimums apply.


Reported by agents that work with HomeLight


The final Equity Unlock Amount is define based on agent’s estimation of the home’s value, current market conditions, projected market risk, borrower financials, outstanding loans, and more.

Our Commitment to Accessibility: HomeLight is committed to making our website accessible and user friendly to all. While we are constantly working to improve, we welcome your feedback and accommodation requests. If you are having difficulty accessing or navigating our website, or if you have any suggestions to improve accessibility, please email our team or contact us.

© HomeLight, Inc., 100 California, Suite 800, San Francisco, CA 94015

Terms of Service Privacy Policy

HomeLight Home Loans, Inc. NMLS ID#1529229, Equal Housing Lender.

1375 N. Scottsdale Rd., # 110, Scottsdale, AZ 85257 Telephone 844-882-3283

All rights reserved